Loan Rates

 
Lowest Annual
Loan type

Term / Months

Percentage Rate
Auto (New)
60
2.40%
Auto (New)
72
3.00%
Auto (Used)
48
2.40%
Auto (Used)
60
2.40%
Recreational Vehicles
60
7.75%
Recreational Vehicles
84
8.00%
Recreational Vehicles
120
8.25%
Equipment
48
7.75%
Personal (Signature)
36
8.50%
Mortgage

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Adjustable Rate

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*Interest rates determined by credit qualifications. Boats, motorcycles and ATV's are financed using Recreational Vehicle rates.
Additional loan rates and terms may be available. Please contact the credit union for further information.

 


Share Rates

Account type (share type)
Annual Percentage Rate
Annual Percentage Yield
Share Account (<$100.00)
.05%
.05%
Share Account ($100.00+)
.15%
.15%
Share Draft (Checking)
  • STAR Checking (Does not earn dividends)
  • Super STAR Checking (Pays tiered dividends IF a monthly NET check direct deposit to this account)

Average Daily Balance $500.01 to $2,000

.10%
.10%

Average Daily Balance $2,000.01 to $10,000

.20%
.10% to .18%
(depends on balance)

Average Daily Balance $10,000.01 and over

.10%
.18% to .10%
(depends on balance)
Money Market (Checking)

Average Daily Balance $2,500.01 to $10,000

.15%
.15%

Average Daily Balance $10,000.01 to $25,000

.20%
.15% to .18%
(depends on balance)

Average Daily Balance $25,000.01 and over

.40%
.18% to .40%
(depends on balance)

*$5.00 minimum deposit required; fees could reduce earnings.

 


Term Share Certificate Rates

Account type (share type)
Term
Annual Percentage Rate
Annual Percentage Yield
Term Share Certificate
6
.40%
.40%
Term Share Certificate
12
.50%
.50%
Term Share Certificate
24
.80%
.80%
 
 

*$1,000 minimum deposit required; fees could reduce earnings; substantial penalty for early withdrawal.

 


IRA Rates

Account type (share type)
Annual Percentage Rate
Annual Percentage Yield
IRA
.40%
.40%

 


IRA Term Share Certificate Rates

Account type (share type)
Term
Annual Percentage Rate
Annual Percentage Yield
IRA
24
.85%
.85%


*All rates are subject to change without notice. Rates effective December 20, 2013.