Account Type (Share Type)

Dividend Rate

Annual Percentage Yield
Share Accounts
   < $100.00 .05% .05%
   $100.00 + .15% .15%
   A = Regular Shares N/A N/A
   V = Vacation Club N/A N/A
   H = Christmas Club N/A N/A
Share Draft / Checking
   0 = Star Checking (does not earn dividends)
   3 = Super Star Checking(pays tiered dividends IF a monthly NET check direct deposit to tis account)
      Average Daily Balance $500 to $2000 .10% .10%
      Average Daily Balance $2000.01 to $10000 .20% .10% to .18% (depends on balance)
      Average Daily Balance $10000.01 and over .10% .18% to .10% (depends on balance)
   4 = Money Market Checking
      Average Daily Balance $2500 to $10000 .15% .15%
      Average Daily Balance $10000.01 to $25000 .20% .15% to .18% (depends on balance)
      Average Daily Balance $25000.01 and over .40% .18% to .40% (depends on balance)
Term Share Certificates - 6 month
   C = monthly dividend .40% .40%
Term Share Certificates - 12 month
   C = monthly dividend .50% .50%
Term Share Certificates - 24 month
   C = monthly dividend .80% .80%
IRA Shares
   I = Conventional IRA .40% .40%
   B = Conventional IRA .40% .40%
   Y = Roth IRA .40% .40%
   F = Roth IRA - Converted .40% .40%
   N = Education IRA .40% .40%
IRA Term Share Certificates - 24 month
   K = Monthly dividend
      Conventional IRA Term Share Cert. .80% .80%
   Z = Monthly dividend
      Roth IRA Term Share Cert. .80% .80%

 


*All rates are subject to change without notice. Rates effective December 13, 2012.