Checking Solutions to Make Life Easier
Protecting you from the cost and embarrassment of overdrawing
your checking account Ascension Credit Union provides both
Overdraft Protection and Overdraft Advance.
Overdraft protection is an automatic service that gives you
the peace of mind you deserve. This protection is backed
by your share account because mistakes do happen. If you overdraw your checking account we will automatically transfer
funds from your share account to cover your checking account. With
overdraft protection there are no expensive NSF fees, only
a $5.00 transfer fee per Item. A maximum of 6 Overdrafts
Protection transfers are allowed per month.
Overdraft Advance will simplify your life by preventing your
checks from being returned NSF. This is a service that activates
automatically, which you may choose to opt out of, and will
cover an overdrawn checking account up to $300.00. There's
no cost or fee until you use the service, and then it’s
only $30.00 per item. You may never need Overdraft Advance, but the
service is there to make life easier because sometimes unexpected things happen.
* Some eligibility restrictions apply for this product. You may opt out of Overdraft Advance at any time.