YOUR COMMUNITY. YOUR CREDIT UNION.
Saving Accounts
Ascension Credit Union
Regular Share | Savings
- Monthly Fee: None
- Minimum deposit to open: $5
Ascension Credit Union
Emergency Fund | Savings
- Dividends: Average monthly balance below $10,000 earns Equivalent to 6mo CD rate
- Dividends: Average monthly balance above $10,000 earns regular savings APY
- No Fee
- Conditions: Must make withdrawals in person and state emergency
Ascension Credit Union
Starsky | Savings
- No Fee
- Age 12 and Under
- Receive $10 at account opening
- Receive A/B honor roll prize at the end of the year each May ($10 Prize- Must provide report card)
Ascension Credit Union
Vacation Club | Savings
- No Fee
- Regular Savings account rate
Ascension Credit Union
Christmas Club | Savings
- No Fee
- Club funds are transferred annually into your savings account on Nov 1st
- Regular savings account rate
Ascension Credit Union
Money Market Account
- No Fee
- Conditions: Only 6 withdrawals per month; max 3 by check
- Equivalent to 6 mo. CD APY
Ascension Credit Union
Certificates
- Choose from terms of 6, 9, 12, 24, 36 or 48 months
- Minimum deposit amount of $500.00
- Secure, fixed rate of return
- Early withdrawals are subject to penalty
- Can borrow against them
- Insured with ESI up to $1,000,000.
Ascension Credit Union
IRA Savings
An IRA savings account is a type of Individual Retirement Account (IRA) designed to help individuals save for retirement in a safe, low-risk way. It combines the tax advantages of an IRA with the simplicity of a traditional savings account.
Ascension Credit Union
IRA Certificates
An IRA Certificate Account is a retirement savings option that combines the tax advantages of an Individual Retirement Account (IRA) with the fixed rates and guaranteed returns of a certificate of deposit. Designed for individuals looking to grow their retirement savings with predictable earnings, this account offers multiple term lengths to fit your financial goals. Choose from terms of 6, 9, 12, 24, 36, or 48 months.
Ascension Credit Union
Your Account Is Now Insured Up To $1,000,000
Excess Share Insurance (ESI)
- Primary Protection:
- Deposits federally insured by the National Credit Union Administration (NCUA) up to $250,000.
- Additional Coverage:
- Supplemental private insurance through Excess Share Insurance (ESI), extending total coverage up to $1,000,000.
- Our Commitment: Protecting members’ funds is our top priority — you can rest easy knowing your money is safe and secure with Ascension Credit Union.