YOUR COMMUNITY. YOUR CREDIT UNION.
Mortgage Options
ACU Mortgages
Traditional Mortgage
Ideal for homebuyers and investors looking for flexible terms and competitive rates. Choose from fixed or adjustable-rate options with terms up to 30 years, and finance your primary residence or investment property with confidence.
- Up to 85% of appraised value
- Conventional: Fixed and Adjustable-Rate Mortgages
- Maximum Term Up to 30 Years
- Investment Properties
- Competitive rates
- Origination fee of 1%
- Interest paid may be tax-deductible – consult your tax advisor for details
- Other fees may apply
ACU Mortgages
Land Loans
If you’re not quite ready to begin building, a Land Loan from Ascension Credit Union can make the property yours today.
- Up to 85% of appraised value
- Terms up to 15 years
- Competitive rates
- Origination fee of 1%
- Interest paid may be tax-deductible – consult your tax advisor for details
- Other cost may apply
ACU Mortgages
Mobile Home with Land
Our mobile home with land loans are designed for members financing mobile homes that are immobilized and used as their primary residence on land that they own.
- Up to 85% of appraised value
- Terms up to 15 years
- Competitive rates
- Origination fee of 1%
- Interest paid may be tax-deductible – consult your tax advisor for details
- Other cost may apply
ACU Mortgages
Home Equity Loan
A home equity loan is a type of loan that allows homeowners to borrow money using the equity in their home as collateral.
- Up to 85% of appraised value
- Terms up to 15 years
- Competitive rates
- Origination fee of 1%
- Interest paid may be tax-deductible – consult your tax advisor for details
- Other cost may apply
ACU Mortgages
Home Equity Line of Credit (HELOC)
A home equity line of credit is a revolving, variable rate line of credit based upon the equity in your home. Because it is a line of credit, you can get the money you need when you need it.
- Up to 90% of appraised value
- No annual fee
- No early termination fee
- Up to 90% financing
- $500 processing fee
- Other cost may apply
- Interest paid may be tax-deductible – consult your tax advisor for details
*Minimum $2,500 advance at closing