YOUR COMMUNITY. YOUR CREDIT UNION.
Loans
ACU Loans
Lower Your Monthly Payment! If you’re paying too much on your current auto or recreational loan, we can help you save. Refinance with us and reduce your rate by up to 3.00%*, lowering your monthly payments while adding peace of mind with optional protections like GAP coverage and extended warranties. It’s a simple way to cut costs and keep your finances secure.
- We’ll refinance your loan up to 3.00% less than your existing interest rate*
- Lower Payments
- We offer low cost Extended Warranties and GAP coverage. Can be included in the financed amount
- Low-cost Credit Disability and Credit Life. Can be included in the financed amount
*Applies to qualifying borrower on loans refinanced from other financial institutions. Will refinance loans up to 3.00% less than your existing interest rate. Interest rate floors apply. Real Estate, Unsecured loans and Credit Cards excluded. Restriction and limitations may apply. May require direct deposit / payroll deduction for special rate.
ACU Loans
Auto Loans
Ascension Credit Union will make it simple to get the new or used vehicle you’ve always dreamed of! We offer attractive financing with flexible terms and competitive rates.
- We offer 100% financing
- Great rates and extended loan terms up to 84 months
- Pre-approval, which allows you to shop with confidence
- Access information on your loan through Online Banking and Access 24
- We offer low cost Extended Warranties and GAP coverage. Can be included in the financed amount
- Low-cost Credit Disability and Credit Life. Can be included in the financed amount
ACU Loans
Boat/Recreational
Financing Boats*, RVs*, Motorcycles, ATVs, Jet Skis, Travel Trailers*, Tractors, Lawn Mowers, and more are easy at Ascension Credit Union.
- Up to 100% financing
- Great Loan Rates
- We offer low cost Extended Warranties and GAP coverage. Can be included in the financed amount
- Low-cost Credit Disability and Credit Life. Can be included in the financed amount
- Pre-approval, which allows you to shop with confidence
- *Terms up to 180 months
ACU Loans
Personal Loans
- Terms up to 48 months
- If you need to borrow money for Christmas, Vacation, Back-To-School, Medical expenses or any purpose at all, our Personal Loans are just for you! We offer various terms at very competitive rates
- Low-cost Credit Disability and Credit Life. Can be included in the financed amount
ACU Loans
Share Certificate Loan
- Loans secured by Certificates of Deposit
- Interest rate is 2.5% + CD Rate
- Loan is paid off or refinanced when the CD matures
- This is the only loan that does not require a credit check
ACU Loans
Credit Builder Loan
- Loan that helps to establish or rebuild credit
- Member gets loan proceeds when the loan is paid back in full
- Amounts up to $2500 with a 18 month maximum term
- Requires credit check
- Requires a $50 deposit
ACU Loans
Credit Cards
Check out all the benefits you receive with an Ascension CU VISA® Credit Card:
- New Credit Cards get 0.00% interest for 6 months on balance transfers and new purchases
- No Fee on balance transfers and cash advances
- No Annual Fee
- uChoose rewards program
- Accessed through Mobile Banking in browser or the app.
- Redeem points for; Merchandise, Gift Cards, Pay with Points (ex: Amazon), Travel, Apple Products, etc.